In our local area we had Hurricane Bob in August 1991. That washed out a culvert or two with some wind and nine inches of rain. Five years later, October 1996, the region had a 500 year storm with 17 inches of rain in thirty hours. Our house sat high and dry. A small brook twelve feet below our basement foundation does rise a bit. FEMA all of a sudden takes a broad brush and puts our house on one of their flood plane maps. For a buyer of our house with a mortgage the lender will not lend until we prove otherwise.
The special detailed survey (for a price) was accepted seven weeks down the road. We then were able to close and sell our home in early September. THE END.
